Simple steps to clean credit, control money, and access funding.

Credit & report review

We explain exactly what’s on your reports and what needs to be fixed first.

Clear game plan

You receive plain-language steps to clean and strengthen your credit.

Money structure

Organize bills, debt, and savings so every dollar has a job.

Funding guidance

Learn what lenders look for and how to position yourself and your business the right way.

• Review of all 3 credit bureaus (Experian, TransUnion, Equifax).
• Dispute process on negative items showing on the initial pull.
• Updates and support as items are removed and reports change.
• Any new negative items that appear after the first pull: $50 per deletion.

Best for: clients mainly focused on cleaning up their personal credit reports.

• Everything included in the Bronze package.
• LLC start-up support (guidance on setup and structure).
• Education and strategy to position you for business funding.
• Goal range of $20,000–$100,000 in business funding (actual approvals depend on your profile and lenders).

Best for: entrepreneurs and small business owners ready to build with credit and funding.

• Everything in the Bronze and Silver packages.
• 1 private tradeline added to your credit report for 6 months to help strengthen your profile.
• Support on how to move while the tradeline is reporting.

Best for: clients who want stronger leverage and are preparing for bigger moves.

• Everything included in Bronze, Silver, and Gold.
• 1-on-1 mentoring for 2 years to help you stay consistent with credit, finances, and business decisions.
• Ongoing strategy adjustments as your situation and goals change.

Best for: clients serious about long-term change and multi-year growth.

"I finally understood my credit."

AMS broke everything down in a way I could actually understand. We cleaned up my reports and built a plan, and now I’m getting approvals instead of denials.

"My entire mindset changed."

The budgeting and mentoring kept me consistent. My credit, money, and confidence are way better than when I started.

"Fast results and clear guidance."

After signing up for Step 1 and Step 2, AMS helped me identify what was hurting my score and what to fix first. Everything was simple and straight to the point.

"I’m finally getting approved."

I used to get denied for everything. After working with AMS and following the plan, my scores jumped and I was able to move forward with funding.

How do I get started?

Complete Step 1 (Intake Form) and Step 2 (Credit Monitoring) at the top of this page.

Do you work with all states?

Yes — everything is done virtually, so we can work together no matter where you are located.

How long does credit work take?

Most clients start seeing movement within 30–90 days, but timelines depend on your profile and the bureaus.

Is credit monitoring required?

Yes. Credit monitoring is $1 for the first 7 days, then $30/month. It is 100% required so we can see your reports, track changes, and dispute accurately.